AS LOW AS 1% DOWN · APPROVED CREDIT · 24/7
1% BAIL BONDS
IN CALIFORNIA
The bail premium in California is 10% of the bond and set by law. What changes is how much you put down today. With an approved cosigner, The Bail Network can start the bond for as low as 1% down and finance the balance.
What Is A 1% Bail Bond?
A 1% bail bond is not a discounted premium. The full 10% premium is still owed — 1% is the down payment required to post the bond today, with the remaining 9% financed on a written payment plan. It is the lowest down-payment tier we write, and it is reserved for the strongest cosigner profiles.
How It Works
Call With The Defendant's Details
Full name, date of birth, and the county or jail. We locate the record and the bail amount.
Cosigner Qualification
We review credit, employment history, residence, and homeownership or verifiable equity.
You're Quoted The Real Numbers
The full 10% premium, the 1% due today, and the exact financed balance and schedule.
Paperwork And E-Signature
The financing agreement is signed remotely — no office visit required.
Bond Posted, Release Begins
A licensed agent posts the bond at the jail; payments start on the agreed schedule.
Who Qualifies
What Qualifies You For 1% Down
- Cosigner credit of roughly 700+
- Stable, verifiable long-term employment
- Homeowner or documented equity
- Clean prior failure-to-appear history
- Local, long-term California residence
What Moves You To A Higher Tier
- No cosigner, or a cosigner with thin credit
- Short employment history or unverifiable income
- Prior FTA or bond forfeiture history
- Out-of-state defendant with no local ties
- High-exposure charge such as murder or manslaughter
If 1% isn't a fit, we'll tell you the tier that is — 2%, 3%, 5%, or full 10% — before anything is signed.
Real Cost Example
The premium is always 10% of the bail amount. The 1% column is what starts the bond today; the balance is financed.
| Total Bail | Standard 10% Premium | 1% Due Today | Remaining Financed Balance |
|---|---|---|---|
| $5,000 | $500 | $50 | $450 |
| $10,000 | $1,000 | $100 | $900 |
| $25,000 | $2,500 | $250 | $2,250 |
| $50,000 | $5,000 | $500 | $4,500 |
| $100,000 | $10,000 | $1,000 | $9,000 |
Examples only. The 1% tier requires approved credit and a qualifying cosigner. Rates are filed with the California Department of Insurance.
Applies Across Every Charge Type
This option isn't tied to one charge — it can apply to any case that qualifies.
1% Bail Bonds FAQs
Straight answers about how this option works and whether it fits your case.
No. The premium is 10% of the bail amount and is fixed by California law. The 1% is the down payment needed to post the bond today; the remaining 9% is financed on a written payment plan.
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